Consent to Electronic Communication:

You must indicate you’ve read and consent to the electronic communications disclosure:

By agreeing to this Consent to Electronic Communications ("Agreement"), you consent (“Consent”) to receive certain disclosures and communications in electronic form in connection with your online request for a Reflex credit card account ("Card"). The communications covered by your consent are set forth below, and may be triggered during the following online processes: (1) pre-qualification credit card requests, (2) fulfillment of credit card offers, (3) credit card applications, and (4) credit limit increase requests. These online processes are collectively referred to as an "Application." These terms also govern your election to receive electronic communications for your Cardholder Agreement upon accepting the Card and Deposit Account Contract (if applicable). By giving your Consent, you agree to the following:

Electronic Signature: By selecting the 'I Agree' button below, which constitutes your signature on this Agreement, you consent to receive the Communications; you acknowledge that you have read and agree to the above terms and conditions; that your computer and/or mobile device satisfies the hardware and software requirements specified above; and that you can receive and access information and print or save web pages, PDF files, this Agreement and any applicable Credit Card Decline Notice.